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No collateral, no problem: this quick-loan company can lend you up to $1,500 instantly

Online lender Mr. Payday seeks to approve every loan application

Unexpected expenses and emergencies can happen at any time. If you have bad credit, no credit or a history of bankruptcies, it can be challenging to get a loan from a traditional lender.

Fortunately, getting a payday loan from Mr. Payday is easy, fast and the online lender does not require any collateral. 

Mr Payday is a Vancouver-based licensed lender that has been providing payday loans online to Canadians since 2002.

You can apply for a loan online from the convenience of your home, just fill out their online application form and follow the email instructions—it’s really that simple.

There is no need to fax or email any documents in most cases either. The approval process is entirely paperless, and in most cases, you can get approved and have the money deposited into your bank account in as little as 30 minutes.

The requirements for a loan are simple and easy to meet.

Unlike big banks, Mr. Payday isn’t looking for a perfect credit score. 

It takes a personalized approach to each application and tries to approve every loan request that comes through. To get your loan approved, Mr. Payday determines your current ability to pay back the loan using alternative scoring algorithms.

You can get a loan from $100 all the way up to $1,500. The maximum you can borrow is calculated based on your net income.

In order to get a loan from Mr. Payday, you must be currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits. In addition, your monthly income should be over $1,100 a month.

Prefer to talk to someone in real life? You can apply for your loan in person at Mr. Payday’s head office in Vancouver. Just bring your bank statement from the last 60 days, your IDs, a paystub and a void cheque or a pre-authorized debit form.

Repayment is easy too. On the agreed date, Mr. Payday will automatically withdraw your loan payment directly from your bank account.

Apply now to get up to $1,500. Visit